I’ve recently purchased a 1968 Ford Mustang and I’ve been scouring the Internet looking for a good classic car insurance policy to cover my baby.
The research I’ve done indicates there are several specialty insurance companies offering something called specialty insurance, which means you as a car owner gets to specify the value of your classic car. This means that unlike your Focus when it gets involved in an accident you’ll actually be able to make sure your muscle car has enough coverage to get the repairs it requires to get it back into original shape.
Regular insurance only covers a vehicle up to it’s “blue book” value. Your classic sports car might have a value much higher than this insurance industry standard by getting your vehicle covered with stated value insurance you can rest assured that in the event of an accident or severe damage your investment is protected.
My car is a perfect example of this. It’s old yet very rare; only a dozen examples of it exist in drivable condition. While an insurance adjuster might look up it’s price as $5,000 I know the vehicle is worth at least ten times that. My classic auto insurance is definitely worth the cost.
Sites like Classic Car Insurance Reviews covers all the important antique car insurance companies out there. They’ll give you a good overview of the offerings in terms of coverage and policies. It’s a good place to start any collector car insurance research.
I had a friend recently who was involved in a huge crash with his 911. He ended up paying through the nose for the right kind of repairs. He’s since gotten on the bandwagon with me about the importance of muscle car insurance. It’s funny, he talks like it was always his idea!
Enjoy the spring! Antique cars are best enjoyed worry-free! And with the right kind of insurance coverage you’re set for an uneventful driving season.
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